Creditt+ : Personal Loan App 1.0.28

Credify Technologies Pvt Ltd. – Freeware – Android

A digital platform providing personal loans, mutual fund investments, and more.

Creditt+ has partnered with RBI-registered NBFCs to offer easy personal loans for salaried employees in India. Users can access up to INR 35,000 instantly for emergencies in less than 15 minutes.

Creditt+ is a fully digital platform dedicated to financial inclusion through personal loans, mutual fund investments, and more.

NBFC(s)/Lending partners:

Datson Exports LTD.
Sampati Securities LTD.

Creditt+ is an AMFI (ARN-247949) registered Mutual Fund distributor and is affiliated with 15 leading AMCs. Adhering to RBI's Fair Practice Code, Creditt+ is committed to promoting best practices in digital lending, ensuring RBI compliance. Applications are accepted nationwide at any time.

Personal Loan Eligibility Criteria:

Salaried professionals
Indian nationals
Repayment period: 90 days
Minimum monthly salary: INR 20,000
Age requirement: above 21 years
Salary received through direct bank transfers only
Steady monthly income source

Features of Creditt+:

Loan amounts from INR 10,000 to INR 35,000
Complete online application process
Fast approval
Flexible interest rates and tenures
Transparent and secure
Quick disbursal without collateral
Fully automated with no foreclosure charges
Instant credit line with multiple repayment options
Low processing fees with instant loan sanctioning
No credit history required with no prepayment charges
Loan instantly credited upon approval
Support for multiple languages

Maximum Annual Percentage Rate (APR): 73% based on customer risk profile.

Personal Loan Repayment Calculation:

Loan amount: ₹10,000
Interest Rate: 20% per year
Repayment period: 120 days
Processing Fees: ₹350 (inclusive of GST) or 3%, whichever is higher
In-hand Loan Amount after processing fee deduction: ₹9,650
Total Personal Loan Interest: ₹164
Total Loan Repayment Amount: ₹10,164

The loan processing fee is deducted upfront from the principal amount, and the remainder is transferred instantly to the user's bank account. Required documents include Aadhaar card, PAN card, selfie, and at least 3-month bank statements reflecting salary credits.

The loan application process involves four simple steps:

Install the Creditt+ app
Register using Aadhaar number and verify via OTP on a mobile number
Complete basic details and follow the simple steps
The approved loan amount is instantly transferred to the bank account

Contact Details:

DATSON EXPORTS LTD : 11/1C/2, East Topsia Road Kolkata West Bengal 700046, India

SAMPATI SECURITIES LTD : 303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat India

概述

Creditt+ : Personal Loan App 是在由Credify Technologies Pvt Ltd.開發類別 Business Freeware 軟體。

最新版本是 Creditt+ : Personal Loan App 的 1.0.28 2024/05/25 上釋放。它最初被添加到我們的資料庫 2024/05/25 上。

Creditt+ : Personal Loan App 在下列作業系統上運行: Android。

Creditt+ : Personal Loan App 已不被評為由我們使用者尚未。

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