Creditt+ : Personal Loan App 1.0.28

A digital platform providing personal loans, mutual fund investments, and more.

Creditt+ has partnered with RBI-registered NBFCs to offer easy personal loans for salaried employees in India. Users can access up to INR 35,000 instantly for emergencies in less than 15 minutes.

Creditt+ is a fully digital platform dedicated to financial inclusion through personal loans, mutual fund investments, and more.

NBFC(s)/Lending partners:

1. Datson Exports LTD.
2. Sampati Securities LTD.

Creditt+ is an AMFI (ARN-247949) registered Mutual Fund distributor and is affiliated with 15 leading AMCs. Adhering to RBI's Fair Practice Code, Creditt+ is committed to promoting best practices in digital lending, ensuring RBI compliance. Applications are accepted nationwide at any time.

Personal Loan Eligibility Criteria:

• Salaried professionals
• Indian nationals
• Repayment period: 90 days
• Minimum monthly salary: INR 20,000
• Age requirement: above 21 years
• Salary received through direct bank transfers only
• Steady monthly income source

Features of Creditt+:

• Loan amounts from INR 10,000 to INR 35,000
• Complete online application process
• Fast approval
• Flexible interest rates and tenures
• Transparent and secure
• Quick disbursal without collateral
• Fully automated with no foreclosure charges
• Instant credit line with multiple repayment options
• Low processing fees with instant loan sanctioning
• No credit history required with no prepayment charges
• Loan instantly credited upon approval
• Support for multiple languages

Maximum Annual Percentage Rate (APR): 73% based on customer risk profile.

Personal Loan Repayment Calculation:

• Loan amount: ₹10,000
• Interest Rate: 20% per year
• Repayment period: 120 days
• Processing Fees: ₹350 (inclusive of GST) or 3%, whichever is higher
• In-hand Loan Amount after processing fee deduction: ₹9,650
• Total Personal Loan Interest: ₹164
• Total Loan Repayment Amount: ₹10,164

The loan processing fee is deducted upfront from the principal amount, and the remainder is transferred instantly to the user's bank account. Required documents include Aadhaar card, PAN card, selfie, and at least 3-month bank statements reflecting salary credits.

The loan application process involves four simple steps:

1. Install the Creditt+ app
2. Register using Aadhaar number and verify via OTP on a mobile number
3. Complete basic details and follow the simple steps
4. The approved loan amount is instantly transferred to the bank account

Contact Details:

DATSON EXPORTS LTD : 11/1C/2, East Topsia Road Kolkata West Bengal 700046, India

SAMPATI SECURITIES LTD : 303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat India

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